Ray Reynolds University

Bad credit?

Learn the basics, watch live teaching, and use practical credit resources before making your next financial move.

How RRU helps

Books, live education, and replay learning in one place.

RRU gives visitors a simple way to learn first. The page stays focused on education, then gives serious prospects a form to request more information.

Credit foundations

Understand the language of credit before making bigger financial decisions.

Live breakdowns

Watch Mr. Reynolds teach credit concepts and current lessons in real time.

Replay learning

Catch up through VODs and resources when you cannot attend a live session.

Next step clarity

Use education first, then request more guidance when you need a personal plan.

Live stream

Watch Mr. Reynolds teach live.

Follow the current education feed here. If the channel is not live, the player may show the most recent available YouTube video.

Book shop

Start with the right resource.

Choose the credit education resource that fits where you are right now. NMI checkout links can be connected to each book card when they are ready.

Your Credit Sucks cover
eBook

Your Credit Sucks

Main credit education entry point.

$79.99
Buy Now
Starting Out Right cover
eBook

Starting Out Right

A simple foundation for smarter credit moves.

$9.99
Buy Now
Winning the Credit Game cover
eBook

Winning the Credit Game

Strategy-focused credit education.

$19.99
Buy Now
Division of Me cover
eBook

Division of Me

Structure, ownership, and practical financial thinking.

$99.99
Buy Now
Bullshit Doesn't Pay Your Bills cover
eBook

Bullshit Doesn't Pay Your Bills

Plain-talk money and credit education.

$29.99
Buy Now
Person holding a credit card while shopping online
Education preview

Want help understanding where your credit stands?

Share your contact information and current credit-score range. The team can follow up with the right education path or next step.