Ray Reynolds University

Learn about credit before making your next move.

Explore books, live classes, and practical lessons designed to make credit concepts easier to understand.

Credit education, made clearer

Learn the fundamentals through books, live classes, and replays.

Ray Reynolds University is an educational platform. Our resources explain credit terminology, common financial concepts, and questions to consider before making personal financial decisions.

Credit foundations

Understand the language of credit before making bigger financial decisions.

Live breakdowns

Watch Mr. Reynolds teach credit concepts and current lessons in real time.

Replay learning

Catch up through VODs and resources when you cannot attend a live session.

Learning at your pace

Build your knowledge with practical lessons you can revisit as often as needed.

Live stream

Watch Mr. Reynolds teach live.

Follow the current education feed here. If the channel is not live, the player may show the most recent available YouTube video.

Live Stream Schedule

Join Ray throughout the week.

All listed times are Pacific Time.

Monday

  • Early Chat with Ray3:15am PST
  • Live Blueprint Call2pm PST
  • Ask Ray | Private Group Coaching4pm PST

Tuesday – Thursday

  • Early Chat with Ray3:15am PST
  • Live Blueprint Call2pm PST
  • Live Blueprint Call3pm PST

Friday

  • Early Chat with Ray3:15am PST
  • Live Blueprint Call2pm PST

Saturday

  • Early Chat with Ray3:15am PST
  • Goal Setting7am PST
  • Speciality Class9am PST
  • Level 1 Rebuilding11am PST
  • Level 2 Rebuilding12pm PST
  • Level 3 Rebuilding1pm PST
Support the educationFollow Ray on Patreon
Book shop

Start with the right resource.

Choose the credit education resource that fits where you are right now. NMI checkout links can be connected to each book card when they are ready.

Your Credit Sucks cover
eBook

Your Credit Sucks

Main credit education entry point.

$79.99
Buy Now
Starting Out Right cover
eBook

Starting Out Right

A simple foundation for smarter credit moves.

$9.99
Buy Now
Winning the Credit Game cover
eBook

Winning the Credit Game

Strategy-focused credit education.

$19.99
Buy Now
Division of Me cover
eBook

Division of Me

Structure, ownership, and practical financial thinking.

$99.99
Buy Now
Bullshit Doesn't Pay Your Bills cover
eBook

Bullshit Doesn't Pay Your Bills

Plain-talk money and credit education.

$29.99
Buy Now
Person holding a credit card while shopping online
Education preview

Want help understanding where your credit stands?

Share your contact information and current credit-score range. The team can follow up with the right education path or next step.